Assalamualaikum.. cikgu.. Terima kasih doakan 7 hari bulan haritu.... Alhamdulillah dapat order.. untuk majlis berbuka puasa... untuk 100 orang punya makan... terima kasih cikgu... syukur alhamdulillah.
Salam cikgu...alhamdulillah selepas seo consultasi di office sy itu hari & audit sykt... Arah 9 yg cikgu syorkan kami fokus ke sana. Baru td partner update kami dpt project baru dlm usd1.5mil utk 6 bulan job. Syukur pd Allah
Program berkaitan:
- Konsultansi Peribadi / Perniagaan
- Audit Premis Perniagaan / Kediaman - hubungi En Nizam 012 769 3807
- Konsultansi Peribadi / Perniagaan
- Audit Premis Perniagaan / Kediaman - hubungi En Nizam 012 769 3807
Sy joint kelas Cikgu edy dulu... sy gunakan graf hayat utk capai target.. pendapatan sy cecah puluh ribu sebulan.
Salam cikgu.. sejak join program berdoa dengan cikgu, banyak betul perkara yang best berlaku. Tempohari kan sy dpt cek cimb sbb downline but asb, hari ni dpt menang lucky draw sbb rekemen adik join tone excel.. rm500.
Rebut peluang ini... link ke Masjid Nabawi... ikhtiar doa kekayaan dan kasih sayang... untuk tingkatkan energi kekayaan/ rezeki dan tingkatkan energi keharmonian rumahtangga/ hubungan. Peserta di minta pakai pakaian / tudung putih pada hari Jumaat 11 Julai ini... Rahmat Junjungan Nabi Muhammad saw pada hari Jumaat yang berkat... kita ikhtiar.
Rasulullah SAW mengajarkannya kepada isteri Baginda, Aisyah, ketika Aisyah bertanya kepada Baginda: “Wahai Rasulullah, andainya aku berjumpa lailatul qadar, apa yang perlu aku katakan?.” Baginda bersabda: “Katakanlah: Ya ALLAH, sesungguhnya Engkau Maha Pemaaf dan Engkau cintakan kemaafan, maka maafkanlah kami.”
NAMA SYARIKAT MEMAINKAN PERANAN
Satu "leader" (ketua) berbanding yang satu lagi "depressed" (murung)... nampak tak beza, walaupun bisnes yang sama.
Satu "leader" (ketua) berbanding yang satu lagi "depressed" (murung)... nampak tak beza, walaupun bisnes yang sama.
PROGRAM "SEMAK"
Program SEMAK AKAUN BANK Batch 1 pada 7 Julai 2014, telah berjaya dijalankan dan peserta-peserta dapat satu ilmu baru bagaimana pemilihan nombor akaun bank yang baik untuk kekayaan. Akaun yang dipilih kemudiannya didoakan di dalam sebuah bank pada hari pola kekayaan 7 Julai lalu. Kali ini, kami bantu anda semak pula nama perniagaan anda - nama syarikat, nama jenama, nama FB / Website anda... ada beberapa kes perniagaan bermasalah kerana nama yang bermasalah.
Sama seperti 7 Julal 2014 lalu, tarikh 13hb Julai adalah tarikh yang 10 tahun kekayaan! Jadi, dengan ikhtiar memilih nama yang baik, didoakan dan anda boleh launch nama anda pada hari 13hb tersebut sebagai nama FB, website, jenama dsbnya.
Promosi kepada Grup Semak Akaun - diskaun RM20 untuk join Grup Semak Nama Bisnes (yuran RM40). Anda kan dah ada nombor akaun yang baik dan didoakan, jadi gunakan pula nama / jenama yang baik supaya hasil dari nama bisnes yang baik masuk ke dalam nombor akaun anda yang baik itu.
Yuran agak tinggi kerana kami perlu periksa nama secara "3 langkah" yang agak melecehkan. Kita buat yang terbaik!
Program SEMAK AKAUN BANK Batch 1 pada 7 Julai 2014, telah berjaya dijalankan dan peserta-peserta dapat satu ilmu baru bagaimana pemilihan nombor akaun bank yang baik untuk kekayaan. Akaun yang dipilih kemudiannya didoakan di dalam sebuah bank pada hari pola kekayaan 7 Julai lalu. Kali ini, kami bantu anda semak pula nama perniagaan anda - nama syarikat, nama jenama, nama FB / Website anda... ada beberapa kes perniagaan bermasalah kerana nama yang bermasalah.
Sama seperti 7 Julal 2014 lalu, tarikh 13hb Julai adalah tarikh yang 10 tahun kekayaan! Jadi, dengan ikhtiar memilih nama yang baik, didoakan dan anda boleh launch nama anda pada hari 13hb tersebut sebagai nama FB, website, jenama dsbnya.
Promosi kepada Grup Semak Akaun - diskaun RM20 untuk join Grup Semak Nama Bisnes (yuran RM40). Anda kan dah ada nombor akaun yang baik dan didoakan, jadi gunakan pula nama / jenama yang baik supaya hasil dari nama bisnes yang baik masuk ke dalam nombor akaun anda yang baik itu.
Yuran agak tinggi kerana kami perlu periksa nama secara "3 langkah" yang agak melecehkan. Kita buat yang terbaik!
Setakat ini, nama yang paling baik dari kiraan angka metafizik adalah "Papparich".. anda tahu kan bisnes ni sangat cepat naik... nama lain seperti Secret Recipe, Sendayu Tinggi malah jenama MILO juga adalah baik (dari bayi sampai datuk bayi minum milo 7 keturunan).
Salam cikgu... semenjak saya gunakan minyak wangi pyite edisi mekah tu hati saya selalu sgt berdebar2... Apatah lagi slps solat subuh..
Minyak wangi Pyrite diikhtiarkan dengan "energi" bagi aura ketenangan dan penyembuhan energi dalaman... bukanlah hati yang berdebar2 tapi jantung yang berdegup kencang kot... kira ok tu sebab itu petanda sihat sebab jantung kuat mengepam darah ke seluruh badan seolah selepas penat bersukan, pada masa sama mengalirkan oksigen yang menyeluruh adalah baik untuk badan. Mungkin permulaan memakainya jadi tak selesa, jadi kurangkan pemakaian tetapi perlahan-lahan dikerapkan.. nanti dah serasi dengan badan maka ok lah tu... banyakkan bernafas tenang, mendalam, perlahan-lahan berulang kali sambil selawat / zikir.
Ada batu pyrite di dalam minyak wangi tersebut... pyrite dikatakan digunakan dalam bateri Energizer (rujuk wikipedia), jadi memang bertenagalah badan "dicaj bateri", selepas subuh lagilah elok supaya cergas dan segar menghadapi hari yang panjang.
Dapatkan minyak wangi pyrite yang original dari sini - satu-satu dan seumpamanya di dunia. Tak akan dijual di mana-mana kedai. Terus direct daripada kami, sepanjang simpanan tetap dienergikan.
Tempahan: 016 642 9666.
Minyak wangi Pyrite diikhtiarkan dengan "energi" bagi aura ketenangan dan penyembuhan energi dalaman... bukanlah hati yang berdebar2 tapi jantung yang berdegup kencang kot... kira ok tu sebab itu petanda sihat sebab jantung kuat mengepam darah ke seluruh badan seolah selepas penat bersukan, pada masa sama mengalirkan oksigen yang menyeluruh adalah baik untuk badan. Mungkin permulaan memakainya jadi tak selesa, jadi kurangkan pemakaian tetapi perlahan-lahan dikerapkan.. nanti dah serasi dengan badan maka ok lah tu... banyakkan bernafas tenang, mendalam, perlahan-lahan berulang kali sambil selawat / zikir.
Ada batu pyrite di dalam minyak wangi tersebut... pyrite dikatakan digunakan dalam bateri Energizer (rujuk wikipedia), jadi memang bertenagalah badan "dicaj bateri", selepas subuh lagilah elok supaya cergas dan segar menghadapi hari yang panjang.
Dapatkan minyak wangi pyrite yang original dari sini - satu-satu dan seumpamanya di dunia. Tak akan dijual di mana-mana kedai. Terus direct daripada kami, sepanjang simpanan tetap dienergikan.
Tempahan: 016 642 9666.
 | PENEMUAN TERBARU oleh cikgu Ady Mulai hari ini, pastikan password untuk akaun anda berakhir dengan angka 6. Terbaik adalah angka 6 bagi akaun bank kerana mewakili rezeki/ kekayaan. Jika mahu berakhir dengan angka 9 pun boleh tapi sebab password boleh pilih, maka akhirinyalah dengan angka 6... dalam metafizik, hujung angka 6 seolah perjalanan berhenti di destinasi kekayaan. Beberapa maklumbalas kajian adalah baik, maka kita ikut saja lagipun tak menyalahi undang-undang. Terdapat beberapa teknik terbaru dalam menyusun nombor akaun bank atau nombor telefon yang berkesan... yang tu kena masuk kelas lah ye. |
Foto bersama sdra Noredie (7 Jul 2014) menghantar beliau di KLIA untuk berangkat mengerjakan umrah (kali ke 4). Juga foto bersama En Zahir dan En Azman Bidin; orang Avail mesti kenal tiga jejaka power ini... mereka adalah student dan client cikgu Ady.
Sempena Sdra Noredie berada Madinah/ Mekah, sudah diserahkan duit wakaf Al-Quran anda kepada beliau untuk diusahakan di Masjid Nabawi nanti... juga program ikhtiar berdoa kekayaan "link" dengan beliau di sana ... mudah-mudahan ikhtiar sebegini memberi energi yang baik untuk kita; dunia dan akhirat.
Sempena Sdra Noredie berada Madinah/ Mekah, sudah diserahkan duit wakaf Al-Quran anda kepada beliau untuk diusahakan di Masjid Nabawi nanti... juga program ikhtiar berdoa kekayaan "link" dengan beliau di sana ... mudah-mudahan ikhtiar sebegini memberi energi yang baik untuk kita; dunia dan akhirat.
Assalamualaikum ckgu... tahun lps sy mgikuti program kekayaan yg ckgu buat pd hujung tahun 2012. Alhamdulillah khidupn sy xsesempit sprti dahulu. trma ksh ckgu.
Saya solat dhuha dan solat hajat pukul 9.45 pagi pukul 1.00 tengahari Allah bagi saya RM3300 (berkat doa pukul 9.30 am – 11.30am).
Saya solat dhuha dan solat hajat pukul 9.45 pagi pukul 1.00 tengahari Allah bagi saya RM3300 (berkat doa pukul 9.30 am – 11.30am).
10 Biggest Money Mistakes To Avoid In Your 20s
YOUR twenties are a tumultuous time. From courtship to education, the temptation to shell out hefty sums is constant. Sail into your next decade financially secure by avoiding the biggest money mistakes made by twenty-somethings:
1. Loving, gettin’ down, or marrying in a way not supported by your income.
Whether it’s rounds of $10 drinks, or shelling out thousands for an engagement, modern courtship is expensive. Remember that you are looking for a partner who shares your values, and one that you can build a future with.
Futures require money. Instead of expending it on a wedding, put it toward homes, cars, or anything else your long-term vision holds.
2. College “just because.”
Many young people enter their twenties already saddled with student loans, to be carried throughout this decade and perhaps into the next. Before you commit to an expensive educational path, confirm that your desired career field requires it–perhaps a trade school, certificate, or apprenticeship would be equally effective. I
f you do not yet know what you want to pursue professionally, work for a year and explore that question. Do you want to find out the answer while you’re making a little money, or throwing it away on classes you may not like or need?
3. Going into debt.
Talk to nearly any financially successful individual in their 40s and 50s, and they will laugh about the days of eating nothing but cheap pasta, hitting up the laundromat, and meeting new friends on the city bus.
They had these adventures in their 20s. Now, before you have a family, want to make a career change, or need to buy a house, is the time to pinch pennies. Pinch them hard, and be careful to distinguish between needs and wants–every cent you save will be used in the years to come.
4. Living off credit cards.
What’s a surefire way to end up in spiraling, increasing debt? Living off your credit cards. Limit yourself to one card with cash rewards. Purchase only what you can afford at that moment and pay it off regularly.
5. Borrowing money for cars.
If you’re in your twenties, you don’t need a fancy ride. Period. You definitely don’t need a car note. What you need is a reliable vehicle with great gas mileage. You may not be able to afford a car immediately.
Urban areas likely have buses or van pools; rural communities may have ride-sharing boards.
Get creative.
6. Neglecting the future.
We never know what the future holds but, with proper planning, we can prepare for it. Start saving for retirement now, with an eye toward investment options that earn tax breaks, such as contributions to a Roth IRA.
7. Harboring illusions about the present.
An appropriate emergency fund includes sufficient savings to cover up to six months of living expenses should you suddenly lose your job. More is better. What if you lose your job, your car breaks down, and a child needs braces, all in the same week? Stranger things have happened, so start building up your emergency fund today.
8. Forgoing insurance.
You are not invincible. You can either learn that now, or when you are plunged into debt to pay the ambulance fee and surgical costs from a medical emergency, when the other driver sues you after a car accident, or when struggling to replace personal items after a break-in. Shop around for competitive rates, then budget and properly insure yourself and your property.
9. Failing to plan.
A good financial plan is absolutely necessary to maximize your income, help you invest smartly, and avoid unnecessary taxes every year. Invest in an annual session with a financial planning professional, hire a good CPA come tax time, or hit the library and study up on your own.
10. Turning to family and friends.
Relationships end when money gets involved, especially if you borrow and are later unable to pay them back. Preserve your friendships and family ties by going to an appropriate source for loans if you do find yourself in need of extra funds–the bank.
Sound like a tall order? Creating a solid financial state is not easy, but with diligence and perseverance, you can use your twenties to build the foundation you dream of.
YOUR twenties are a tumultuous time. From courtship to education, the temptation to shell out hefty sums is constant. Sail into your next decade financially secure by avoiding the biggest money mistakes made by twenty-somethings:
1. Loving, gettin’ down, or marrying in a way not supported by your income.
Whether it’s rounds of $10 drinks, or shelling out thousands for an engagement, modern courtship is expensive. Remember that you are looking for a partner who shares your values, and one that you can build a future with.
Futures require money. Instead of expending it on a wedding, put it toward homes, cars, or anything else your long-term vision holds.
2. College “just because.”
Many young people enter their twenties already saddled with student loans, to be carried throughout this decade and perhaps into the next. Before you commit to an expensive educational path, confirm that your desired career field requires it–perhaps a trade school, certificate, or apprenticeship would be equally effective. I
f you do not yet know what you want to pursue professionally, work for a year and explore that question. Do you want to find out the answer while you’re making a little money, or throwing it away on classes you may not like or need?
3. Going into debt.
Talk to nearly any financially successful individual in their 40s and 50s, and they will laugh about the days of eating nothing but cheap pasta, hitting up the laundromat, and meeting new friends on the city bus.
They had these adventures in their 20s. Now, before you have a family, want to make a career change, or need to buy a house, is the time to pinch pennies. Pinch them hard, and be careful to distinguish between needs and wants–every cent you save will be used in the years to come.
4. Living off credit cards.
What’s a surefire way to end up in spiraling, increasing debt? Living off your credit cards. Limit yourself to one card with cash rewards. Purchase only what you can afford at that moment and pay it off regularly.
5. Borrowing money for cars.
If you’re in your twenties, you don’t need a fancy ride. Period. You definitely don’t need a car note. What you need is a reliable vehicle with great gas mileage. You may not be able to afford a car immediately.
Urban areas likely have buses or van pools; rural communities may have ride-sharing boards.
Get creative.
6. Neglecting the future.
We never know what the future holds but, with proper planning, we can prepare for it. Start saving for retirement now, with an eye toward investment options that earn tax breaks, such as contributions to a Roth IRA.
7. Harboring illusions about the present.
An appropriate emergency fund includes sufficient savings to cover up to six months of living expenses should you suddenly lose your job. More is better. What if you lose your job, your car breaks down, and a child needs braces, all in the same week? Stranger things have happened, so start building up your emergency fund today.
8. Forgoing insurance.
You are not invincible. You can either learn that now, or when you are plunged into debt to pay the ambulance fee and surgical costs from a medical emergency, when the other driver sues you after a car accident, or when struggling to replace personal items after a break-in. Shop around for competitive rates, then budget and properly insure yourself and your property.
9. Failing to plan.
A good financial plan is absolutely necessary to maximize your income, help you invest smartly, and avoid unnecessary taxes every year. Invest in an annual session with a financial planning professional, hire a good CPA come tax time, or hit the library and study up on your own.
10. Turning to family and friends.
Relationships end when money gets involved, especially if you borrow and are later unable to pay them back. Preserve your friendships and family ties by going to an appropriate source for loans if you do find yourself in need of extra funds–the bank.
Sound like a tall order? Creating a solid financial state is not easy, but with diligence and perseverance, you can use your twenties to build the foundation you dream of.
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