SINGAPURA 28 Sept. - Cadangan Bajet 2013 yang diumumkan oleh Perdana Menteri Datuk Seri Najib Tun Razak hari ini memberi prospek baik bagi pelaburan di Malaysia, dengan tumpuan bagi sektor minyak dan gas, pendidikan, pertanian dan perkhidmatan kewangan," kata Rakan Kongsi Urusan, Ernst & Young Tax Consultants Sdn. Bhd., Yeo Eng Ping, "Pelaburan langsung asing dan domestik diunjur meningkat dengan ketara pada 2013, sebanyak hampir 90 peratus.
Ulasan: Seperti yang cikgu A-D perjuangkan semenjak pertengahan tahun 2012 ini lagi tentang perihal pelaburan iaitu satu cabang untuk menjadi kaya untuk tahun kekayaan 2013 depan, berita baru-baru ini di atas menguatkan lagi bahawa tahun 2013 adalah satu tahun kekayaan, satu caranya adalah pelaburan. Oleh yang demikian, adalah amat penting untuk anda mengambil kesempatan ini untuk benar-benar berjaya kaya pada tahun 2013 nanti. Adalah amat rugi jika kita tidak ambil kesempatan untuk jadi kaya kali ini.
Seperti yang cikgu A-D beritahu pada tahun 2010 lalu bahawa tahun 2011 adalah tahun pelaburan maka harga emas melonjak naik dan ramai jadi jutawan (tapi ramai orang terlepas peluang kaya pada 2011 itu sebab enggan bertindak untuk kaya walaupun maklumat telah diberitahu awal), kini sekali lagi saranan untuk kaya diumumkan oleh cikgu A-D supaya anda yang telah terlepas 2011 lalu dapat juga merasa kekayaan pada 2013. Tentunya, mereka yang sudah ada kekayaan pada 2011 dan 2012 ini maka tumbuhkanlah dan kembangkanlah (beranakkanlah) kekayaan anda pada tahun 2013 depan.
PERHATIAN! TAHUN 2014 dijangka tahun masalah kewangan! Jadi, eloklah anda kumpul kekayaan sepuas-puasnya pada tahun 2013 depan. Sepertimana cikgu A-D pernah beritahu sebelum ini bahawa tahun 2008 dan 2010 ada masalah kewangan, memang telah terjadi masalah sedemikian (2008 tahun credit crunch) maka janganlah lagi anda jadi mangsa kewangan pada 2014 depan, jadi gunakanlah kesempatan pada tahun 2013 depan untuk kaya.. berjaya kaya!
Pengajian:
- Potensi Pelaburan & Perniagaan (Pola 336 & 696) Tahap 1 & 2.
- Invest to Millionaire (I2M) iaitu Pola 336 & 696 Tahap 3 disertakan dengan pelbagai pengajian tentang pelaburan di pasaran seperti saham, CPO, hartanah, emas, perak dsbnya untuk anda pilih atau pelbagaikan portfolio kewangan anda. Pengajian ini lain dari yang lain kerana kita akan bawakan kes atau individu yang jadi kaya dari kosong (contoh: kerani jadi jutawan hartanah dsbnya). Seminar yang pertama dan satu-satunya seumpamanya di dunia. Perjuangan kami adalah mencipta kekayaan untuk masyarakat... jika boleh dari kosong atau dari RM1!
KLANG: ... the world's largest rubber gloves manufacturer, plans to invest RM3bil over the next 15 years to among others, build 40 new factories... which has a landbank of over 80 hectares (200 acres) in Meru, Kapar, Banting and Ipoh...
Ulasan: mahukah syarikat anda menjadi sebegini hebat dan mahukah anda menjadi seorang usahawan yang berjaya kaya atau menjadi seorang pelabur yang berjaya? Pola 336! Kalau anda datang ke pejabat cikgu A-D di Pekan Meru, Klang nampak macam pekan kecil tapi terletaknya satu syarikat yang terbesar di dunia.
Oleh yang demikian, adalah TERSANGAT SANGAT PENTING untuk individu pola 189, terutamanya wanita, untuk MEMILIKI DANA WANG SIMPANAN SENDIRI yang banyak (atas nama sendiri). PENTINGKAN SIMPANAN WANG TUNAI YANG BANYAK DAHULU sebelum berbelanja mewah. Jika anda seorang surirumah yang tinggal di KL dengan 3 orang anak, pastikan dana simpanan anda standby dalam sekurangnya minima RM50 ribu (atau lebih) setiap masa. Jika anda eksekutif atau usahawan tentulah dana simpanan lebih banyak kerana perihal komitmen (biasanya 6 kali pendapatan bulanan).
SEKALI LAGI DIINGATKAN, ADALAH AMAT AMAT PENTING UNTUK INDIVIDU BERPOLA 189, TERUTAMANYA WANITA, untuk mempunyai DANA SIMPANAN YANG BANYAK bagi menghadapi krisis kewangan. Belajar dari pengalaman orang lain! Jangan ulangi kesilapan orang lain!
Jika anda seorang suami yang ada isteri pola 189, elok bantu isteri untuk bina dana simpanan mulai sekarang. Sangat penting untuk suami itu membuat dokumen "HIBAH" untuk isteri (menghadiahkan wang tunai atas nama isteri apabila berlaku kematiannya). Begitu juga, jika anda seorang isteri yang ada suami pola 189, elok bantu suami untuk bina dana simpanan mulai sekarang. Jika anda ada anak perempuan yang ada pola 189, mulai sekarang, bina dana simpanan kewangannya.
Kepada individu yang ada pola 189, terutamanya wanita DAN SEDANG MENGALAMI masalah kewangan (baru mula atau sedang kritikal), maka elok untuk anda betulkan situasi anda sekarang untuk mengelakkan dari diri anda lebih terperangkap, sebaliknya dapat keluar dari situasi tersebut dengan berkesan.
Boleh pelajari kaedah Pola 6 Potensi Kekayaan untuk perihal kewangan dan juga kursus-kursus lain / konsultansi berkaitan dengan kewangan/ pendapatan seperti Pola 696 Potensi Bisnes dsbnya.
Kursus Pola 729 adalah terbuka untuk;
- individu yang terlibat dalam jualan seperti MLM, Insuran, Unit Trust, Marketing / Sales, dll
- syarikat (Jabatan Sumber Manusia) yang mahu mengambil kakitangan berkebolehan dalam sales/ marketing, juga untuk mengasah kemahiran kakitangan sales/ marketing sedia ada.
- usahawan yang mahu tingkatkan jualan syarikat atau kakitangannya.
- individu yang mahu menceburi dunia perniagaan / jualan
- surirumah yang mahu mempelajari kaedah jualan bagi dapatkan pendapatan tambahan tetapi dengan masa yang terurus untuk rumahtangga dan kekayaan.
sy telah membeli n membaca buku Cinta, Jodoh & Perkahwinan..sangat menarik & menambah ilmu pengetahuan saya..tahniah saya ucapkan
Tarikh tutup: 30 September 2012.
Individu yang berjaya memilih jawapan yang betul akan diberikan satu tiket diskaun 10% apabila hadir mana-mana kursus (untuk Oktober - Disember 2012).
Gideon du Plessis failed in the 10th standard and never went to college. He is today the highest earning insurance agent in the world, with annual commissions amounting to Rs 7 crore (Rs 70 million) plus.
A record he has maintained over the last 12-14 years, selling 700 policies yearly. Labelled by the Million Dollar Round Table -- an international association of leading life insurance and financial services professionals -- as "the most productive agent in the world", Plessis' efforts means an average daily accretion of two risk covers for his insurance company Old Mutual Plc...
But ask Plessis as to how he sells insurance? And he'll tell you he does not. "People buy people, not policies," he told Business Standard in an exclusive interview.
Insurance continues to be sold and not bought. So the idea is to ask questions and more questions, collect all the information about the client and then go back to him/her with a solution. You are not selling anything to anybody ever, but rather providing a solution to meet his/her needs, said Plessis...
"It is important to pay attention to detail. Flowers on your client's birthday, condolences when the secretary's distant relative passes away. The personal touch matters and goes a long way," he advised local agents, who were more keen to learn if he sat on the chair or on the sofa when doing business...
- See at least 6-8 people daily
- Selling is not telling: ask a lot of questions & go back with a solution.
- Attend to details
- Go soft in life
- Delegate staff
- People buy people, not policies
- Educate yourself properly
- Time management
- Wake up to achieve what you want
- Elephants don't bite, mosquitoes do
- Desire
- Enthusiasm
Cikgu A-D pernah bekerja sebagai seorang salesman pada hujung 1990an lalu untuk sebuah syarikat mengedar peralatan barangan hospital tapi tak berapa menjadi masa tu, yelah masa tu mana ada kaedah pernomboran ini maka tak tahu potensinya, maka sales/ marketing yang dibuat hentam je sana sini tiada sistem dan penat-penat balik pejabat tangan kosong. Dengan kaedah pernomboran mengenali potensi pasaran dan arah, maka anda ada sistem dan disiplin yang membolehkan anda membina keupayaan menjadi seorang sales atau marketing yang berkesan.
Slide 1 - daripada pola tarikh lahir anda, kita akan bimbing untuk anda masukkan data-data perihal lokasi/ jenis pasaran serta arah yang sesuai mengikut pola anda sendiriuntuk anda buat jualan dengan lebih berkesan nanti.
Foto kanan - Prof Dato Dr Ibrahim Ahmad sebagai penceramah jemputan dalam kelas cikgu A-D di pejabat Meru, Klang akhir tahun 2009 lalu.
By Charles Burke, Author of Command More Luck
We've all seen people who are just naturally lucky. They're the ones who manage to sail through life with more unexplainable "lucky breaks" and fewer disappointments than most people get. Success just seems to come easier for them.
Where most folks have to struggle just to get ahead, lucky people regularly have opportunities just plop down in their laps. Of course, they work hard, but that doesn't fully explain the special treatment that life seems to reserve for them.
It almost appears that they were born with the proverbial silver spoon in their mouths. Or born under a luckier star than most mere mortals.
Well, cheer up; neither stars nor spoons are at work here. All they have is seven simple secrets. These secrets are easy little things that you can begin applying in your own life. And when you do, things will start to change for you. Your career will begin to blossom in unexpected ways. And one day you'll realize that now everyone has started calling you naturally lucky, too.
Ready to command more luck in your life? Here are the seven simple secrets of naturally lucky people.
Secret #1 - Lucky People Don't Believe In Luck I recently interviewed ten unusually successful business people for a book I was writing about the role luck plays in the lives of successes.
Nearly every one of them stated plainly they don't believe in luck.
In the next breath, however, they told about unending streams of "serendipitous" or "synchronistic" events that routinely happen in their daily lives.
I believe they don't like the word "luck" because it implies there's no way to control it. They've learned that there is.
If you prefer to call it serendipity or synchronicity rather than lucky, that's okay. The message here is not which term to use. It's about what you can do to get these kinds of things happening for you. When they do happen, you can call them anything you want.
Secret #2 - "Bad" Stuff Happens to Them Too There are several ways to have good luck. The most common (and the most useful) is to find opportunities in problems.
Let's say you and I are neighbors, and our whole city has a common problem. Maybe it's infestation with insects. Or it could be a serious pollution problem from a nearby plant.
While almost everyone is griping and complaining about the problem, you might decide: "Hey, if I can solve this problem, it will help my neighbors, and it can also make a profit for me." Your neighbors only saw the problem, but you looked deeper and found an opportunity.
All great fortunes have been built upon solving great problems. That's probably the most common and the most controllable way to generate your own luck.
Secret #3 - More People Quit Than Lose If you knew ahead of time without a doubt that your success was guaranteed, how much would you go out and do?
Would it make any difference in the kind of things you would attempt? How much higher would you direct your aim?
Well, a funny thing happened to me a few years back. I was sitting and feeling sorry for myself one day because of all the failures that I had been through.
Then it suddenly occurred to me that one particular case hadn't been a real failure. I admitted to myself (reluctantly) that I had simply quit too soon. I had quit before I'd really had a chance to fail.
Then I thought of another non-failure. Then another.
And before long, I was buried under an avalanche of similar cases. In fact, I couldn't think of a single time when I had actually kept on trying long enough to fail. In other words, I had never experienced failure in my entire lifetime.
Only quitting.
A realization like that will realign your reality. After that, it's hard to consider yourself a failure because you've never failed. Who knows what you might really be, down inside?
I began to wonder: what would have happened if I had stuck with even a few of those situations just a little longer? What if I stopped being so ready to throw in the towel and surrender too soon? Would I start seeing the number of clear successes in my life begin to grow?
I started finding a new resourcefulness within myself. My "keeping-on" average began to go up, and my "failure" average started declining.
I count that one realization among the most important in my life. Not because it solved a problem, but because it identified one. Once I could see that the problem wasn't even what I thought it was, I was then able to work on doing something else instead.
And you know what? My luck began improving.
Secret #4 - Betting On Losing Hands Makes Losers
...
Lucky people are some of the most tenacious people on earth when it's appropriate. But they're also some of the quickest quitters when the odds don't favor them. In fact, they'll usually opt out of most situations before they even begin because they have learned to recognize and rank opportunities.
What makes a good opportunity? First, does it solve a widespread problem? Second, do the people with the problem have enough money to pay for solving that problem? Third, is it easy to reach the people with the problem? Fourth, is the solution a really good one?
If they don't find all four factors, a lucky person will walk away because they know it's a losing hand, no matter how much they personally love the idea.
So if a lucky person sees he's holding a losing hand, he quits quickly and cuts his losses.
Secret #5 - Most Good Luck Comes Through Other People Good luck almost never happens in a vacuum.
Several years back I read a book by Max Gunther titled "The Luck Factor." Most of the details in that book have dimmed, but I've never forgotten the core idea: Most lucky breaks are brought to you by other people.
Few people find significant amounts of money on the street or buried in the backyard. Perhaps even fewer win lotteries. Instead, luck comes more often in the form of opportunities.
You're with a group of ladies (or guys) who are sitting around complaining about how it's hard to find respectable men (women) to date. Everybody is really getting into the problem.
The person next to you leans over and whispers, "Don't you wish everyone would just quit whining?" But instead of complaining about all those complaints, a little lightbulb clicks on in your head. You realize a good computerized screening service for romantic introductions would fill a real need here.
You don't say anything, but weeks later, when you announce the new service, and you're flooded with calls from singles all over the city wanting safer introductions, all your friends whisper, "She's so lucky. Where did she get that great idea?"
You know where the idea came from, but you're not telling.
A great deal of "good luck" is manually created out of discomfort often someone else's.
Secret #6 - Good Luck Favors Those Who Are Prepared
Let's say you're appearing in an amateur play in a little theater in your neighborhood. A big-name producer from Hollywood is visiting a sick relative, hears about the play, and for a bit of distraction decides to attend.
She sees a spark of something special in your performance, asks to meet you, and offers you a screen test. Okay, freeze the frame for a second.
Are you prepared for this big break? Have you done all the study and the practice and the foundation work it takes to be a professional? Will you have the technique and the skills necessary to do the job?
Or are you going to try and fake your way through it?
If you're prepared, you're likely to do well. This means a giant step toward your dreams.
And if you're not prepared... well, good luck with your day job.
Secret #7 - You Can Attract Good Things, Too All this talk about finding opportunities in "bad" events and developing your skills is important, but there's a more sunny side to luck as well.
Internet entrepreneur Joe Vitale terms it his "Magic Escalator through Life," and award-winning author John Harricharan has titled it "The Power Pause."
I interviewed both of these men recently, as well as eight other fascinating people, about how they manage to stay so consistently successful.
Every single one of them has techniques for keeping their mind tuned to the things they want. And they attend to this "mind tuning" every day. They're not casual about this. Oh no, they put regular effort into it. Their successes and their luck are not accidents.
If you're tempted to greet this with a dismissive, "Oh yeah, I've read those positive thinking books," then you need to think again.
The hardest part of Secret #7? Taking responsibility for the bad stuff in your life. If you've got uncomfortable situations right now, you'll never have the power to change them until you accept the fact that you created that mess... exactly as it is right now.
Admit to yourself that you created your own problems, down to the last tiny detail, and only then will you take command of the power to change those problems. Fortunately, it's not as impossible as it sounds at first.
Your mind is like a bucket. If the bucket is filled with muddy water, all you have to do is start a steady flow of clear, fresh water into the bucket.
Soon, the bucket (or your mind) is filled with clear, fresh contents.
Steady daily input of clear, fresh thoughts will change the things that appear in your life, without the need for major renovation. It just happens. You work on the inside, and the outside takes care of itself.
This means you don't fight the old thoughts. You give them minimum energy. You don't resist, you don't struggle. Instead, you put your attention as much as possible on the good things you want to appear in your life.
The lucky things you spend your time thinking about just start happening for you, and one day you wake up and realize, "Hey, I'm a pretty lucky person now. When did that happen?
The Telegraph
Being born in a certain month appears to indicate the statistical likelihood of what job a person will end up with, the study by the Office for National Statistics found.
Researchers have uncovered that the month in which babies are born could also affect everything from intelligence to length of life.
A child born December is more likely to become a dentist while someone whose birthday falls in January will tend to a debt collector, they found.
A February birth appears to increase the chances of being an artist while March babies appear to go on to become pilots.
Meanwhile, April and May are said to have a fairly even spread of professions, births in the summer months mean a much lower chance of becoming a high-earning football player, doctor or dentist.
The study was derived by researchers who analysed the birth months of people in 19 separate occupations using information from the last census, the Daily Mail reported.
Although these trends may be difficult to explain, correlations between birth months and specific health problems have a scientific basis.
Spring babies are at greater risk of illnesses including schizophrenia, Alzheimer's disease, asthma and autism.
They may also be less clever than classmates born in other parts of the year.
Research has suggested many of the differences are linked to a mother's exposure to sunlight in pregnancy.
Sunlight triggers the production of vitamin D in the body and lack of this in the first months of life may have long-lasting effects.
Speaking earlier this year, Russell Foster, an Oxford University neuroscientist, said the effects were small "but they are very, very clear".
"I am not giving voice to astrology – it's nonsense – but we are not immune to seasonal interference," he said.
"It seems absurd the month in which you are born can affect life chances, but how long you live, how tall you are, how well you do at school, your body mass index as an adult, your morning-versus-evening preference and how likely you are to develop a range of diseases are all correlated to some extent with the time of year in which you emerge from the womb."
The answer is YOU.....
Sabda Nabi S.A.W: Pada hari Arafah, Allah akan menurunkan limpahan rahmatNya, itulah hari paling banyak Allah membebaskan hamba-hambaNya (daripada api neraka). Sesiapa yang memohon sesuatu hajat kepada Allah pada hari Arafah sama ada hajat dunia mahupun akhirat nescaya Allah akan mengurniakannya. Puasa hari Arafah menghapuskan (dosa-dosa kecil) tahun yang lalu dan tahun akan datang”.
Gabungan perkataan ARAFAH WUQUF adalah 6 iaitu kekayaan, rezeki, duit... padanlah berdoa di Arafah pada hari wuquf adalah doa rezeki terbaik! Kebetulan pada 25 Oktober adalah angka 7 tengah mata angin iaitu "ramai orang" ye la memang ramai jutaan berkumpul pada hari itu... dan menariknya arah negara kita ke Arafah/ Mekah pada hari itu adalah 7 juga... jadi memang best kita buat "alignment" gelombang. Dari pengiraan petak Hijriah, kesemua Pola Bisnes Berjaya Kaya ada pada hari tersebut dan sekali lagi, arah ke sana adalah 6 iaitu kekayaan...
Memang berbaloi sangat berdoa pada hari sangat mulia ini... jangan terlepas tau! Elok berpuasa juga pada hari tersebut.. banyak sangatlah kekayaan dunia akhirat ni..
Kepada pengamal Reiki atau apa jua ilmu yang berkaitan dengan energy/ gelombang dsbnya termasuk grup Makrifat, inilah masanya untuk anda buat alignment gelombang kekayaan (yang belum belajar boleh belajar kaedah AlFatihah 7 bersama Master Kasyfullah). Jom, kita buat ramai-ramai pada hari tersebut dan cikgu A-D akan memimpin program ini bersama-sama anda semua. Cikgu A-D dah biasa lead doa untuk peserta Reiki dan orang biasa juga, jadi kita share energy bersama-sama. Waktu berdoa akan diberikan kepada mereka yang berdaftar dengan kami nanti. Maklumat lanjut akan diberitahu nanti termasuk prosedur/ langkah / amalan yang elok dibuat dalam program pada hari tersebut. Jadi, bersedia dari sekarang!
Terdapat 5 kali waktu berdoa kekayaan pada 25 Oktober 2012. Satu daripada waktu tersebut kita akan "alignment" bersama cikgu A-D, Master Kasyfullah dan beberapa individu lagi.
Assalamualaikum cikgu, terima kasih kerana telah mengetuai doa semalam.. Alhamdulillah, semalam saya dapat rm500 dlm bank.. petang td baru sy perasan, sy xtau duit dr mana...
bermula slpas majlis berdoa yg pertama di muar hr tu.. dan hingga sekarang, alhamdulillah rezeki x putus.. kalau dulu harap pd makan gaji jer.. now dpat xtra income dlm 2k sebulan.. tmbh2 bla dah pelajari metafizik.. mula2 hubby x suka n x sokong, but bla dah nmpk sentiasa dpt oder, dia pun turut bantu..
Salam ckgu ad... tgh dok pikir2 pasal takde duit ni.. hubby baru msg cakap duit claim dia dah masuk…alhamdulillah berkat doa semalam kot…