Serlahkan pola potensi 426 anda. Ketahui sama ada anda ada pola potensi pendidikan atau tidak. Jika ada pola potensi itu, bagaimanakah untuk menyerlahkan dalam perniagaan dan kerjaya? Jika tiada pola potensi tersebut, bagaimanakah cara untuk mengambil peluang daripada tempoh Dunia pendidikan? ** Jom, Kelas Dalam Telegram sebelah malam. Jadi anda boleh mengkikuti kelas dan membaca nota2 yang dibentangkan pada sebelah malam ataupun pada bila2 masa anda ada kelapangan. |
Perkhidmatan Dato Eddy Rosyadie (017 769 7946)
- Sesi konsultansi peribadi (Dekad) - secara bertemu/ online.
Perkhidmatan Dato Eddy Rosyadie (017 769 7946)
- Sesi Konsultansi Peribadi (pemilihan tarikh nikah)
Cari dan FOLLOW instagram datoeddyrosyadie Ada bahan-bahan dalam IG yang tidak dipaparkan di dalam blog ini. Namun, laman web ini mengandungi maklumat-maklumat terkini tentang pernomboran2, kursus2, program2 dan penemuan2 terbaru. Lawatilah laman web ini secara kerap dan berkala (seminggu sekali) untuk maklumat terkini. |
Tarikh Sabtu 4.4.2020 mempunyai parameter yang hebat untuk pelaburan. Namun tak dapat buat apa2 kerana hari Sabtu semua urusan kewangan ditutup seperti Bursa dsbnya. Tapi kita akan menjalani proses pembukaan akaun trading pada hari 4.4.2020 ini di Menara Pinnacle nanti. Ini sebahagian usaha kita untuk menempah kejayaan dalam industri pelaburan. |
Masih dibuka untuk tempahan bagi tahun 2020. Diari Metafizik yang dibina daripada tarikh lahir dan waktu jam kelahiran anda. Satu-satunya dan pertama di dunia gubahan Dato Eddy Rosyadie yang menggabungkan kaedah pernomboran dan kaedah energi graf hayat. Cukup lengkap bukan sekadar parameter tarikh lahir dikirakan untuk membina graf bulanan dan graf harian tetapi juga energi2 yang dijangka berlaku pada setiap HARI. Untuk memilih hari yang baik bagi menjalankan sesuatu urusan perniagaan, jualan, trade forex/ saham, networking, ejen insuran/ unit trust dan sebagainya. |
Perkhidmatan Dato Eddy Rosyadie (017 769 7946):
- Sesi Konsultansi Peribadi graf hayat.
- Laporan Graf Hayat
Contoh cetakan Laporan Graf Hayat terdapat 12 mukasurat. Bahagian ini menyatakan fenomena kejadian di sepanjang 10 tahun usia terkini dan 10 tahun usia seterusnya. Laporan Graf Hayat ini milik seorang individu yang mengalami kemurungan dan terdapatnya fenomena2 yang berkaitannya. Apabila kita mendapat Laporan Graf Hayat dan membaca laporan ini adalah sebagai panduan kita untuk menjadikan hidup lebih positif. Tempah Laporan Graf Hayat dari Dato Eddy Rosyadie (0177697946). |
Artikel ini (daripada Listverse.com) menyatakan kecurangan yang berlaku dari pihak wanita disebabkan oleh kerosakan gen (mutated gene) yang menyebabkan hormon Vasopressin bertindakbalas sebaliknya. Untuk mengetahui apakah terdapatnya mutated gene ini yang menyebabkan kecurangan pada wanita; 1. Jalani ujian DNA di makmal klinikal untuk mengetaui perihal genetik anda. Namun, teknologi ujian ini tinggi kos dan belum lagi untuk diakses oleh orang awam. 2. Tanpa jalani ujian DNA, teruskan kehidupan seperti biasa untuk mengetahui sama ada berlaku curang atau tidak. 3. Tanpa jalani ujian DNA, gunakan panduan kaedah pernomboran dan graf hayat untuk mengetahui potensi/ bakal berlaku. Terdapat pola2 angka dan keterangan dalam graf hayat daripada tarikh lahir dan waktu lahir. |
Contoh cetakan Laporan Keserasian Pasangan. Terdapat 6 jenis Analisa mengikut kaedah pernomboran dan graf hayat. Untuk mengetahui tahap keserasian dan cara2 untuk kukuhkan keserasian. Analisa 1 ini membandingkan individu2 dan seterusnya interaksi elemen. Dapatkan Laporan Keserasian Pasangan dari Dato Eddy Rosyadie (017 769 7946) |
Friday, 03 Jan 2020
By BERVIN CHEONG and SANDRA LOW
Some of us have been there. At the end of the month, our bank account is empty and we wonder where our money had gone.
We know we need to keep a nest egg, but not everyone saves for a rainy day because most say, ”it’s impossible to put aside money each month!”
True, everyone has financial commitments. We can’t not spend on the necessities. But can we effectively cut back on our spending and meet our commitments with just a few minor changes, and still save?
Financial advisor Yap Ming Hui thinks so. He says it’s really all about having the right mindset. According to him, getting into the habit of saving is very important – especially from a young age.
“People often fall into two groups. Either you’re a saver or a spender. Savers accumulate capital and start businesses or become investors. Spenders will end up as debtors, ” he points out.
Yap explains that spenders in this context are people who don’t even save a little bit of what they earn each month. As such, they will always not have enough, no matter what the circumstances are.
“If you never get into the habit saving, you will get used to spending. You can start small. Force yourself to save even a little. When your income increases, because you’ve got a habit of saving, you’ll save more, ” he says.
“Even saving RM50 a month will put you in the ‘savers’ category. I’ve met people earning RM10,000 or RM50,000 a month who are not used to putting aside some money, and they tell me they don’t have enough to save.”
In 2015, Bank Negara Malaysia said about 32% of Malaysians can only cover a week’s worth of expenses, at most, should they lose their source of income. More than 75% of them find it a challenge to even raise RM1,000 of immediate cash for emergencies.
This has not changed much over the years. A 2019 report by the Financial Education Network, an inter-agency grouping co-chaired by Bank Negara Malaysia and Securities Commission Malaysia, said 52% of Malaysians have difficulty to raise RM1,000 as emergency funds.
It added that only 24% of Malaysians are able to sustain living expenses for at least three months or more if they lose their main source of income.
Also read: 'How do you manage your money?', we asked five Malaysians
Yap notes that everyone earning a decent income should be able to save. This includes graduates, most of whom are just entering the career market and working in their first job.
He says ideally a person needs to save between 30% to 55% of their gross income each month if they are serious about working towards a future of financial freedom.
“Young children are never educated about the importance of savings, ” he says, citing that as a reason Malaysians are facing problems of actually starting some form of personal savings.
Below, are a few tips on inculcating a savings habit. It is true that every little bit helps – and a small shift in thinking can lead to a big difference.
Save first, spend later
People tend to spend first, then save. It is always better to save first, then see whether you have the money to spend. Setting up an auto-deduction scheme for the savings account where your salary goes into, is a good start. That way, a portion of your monthly earnings will be moved automatically to another account.
Invest in yourself first
Instead of putting your money into high risk investments, sign up for a course or class. It may lead to you starting your own business or help you make the right choices in your future investments. This may also make you more competent in handling your finances.
Re-examine what is important in life
We all spend based on our values, which is different from individual to individual. The things we deem important (or essential) differ greatly from one person to another. It is good to always take a step back and look at the bigger picture. Is eating out with friends frequently a must? Do we absolutely need to upgrade to the latest gadgets every time they are launched?
Know the importance of delayed gratification
Buying a car may be important to some people. But can you delay your purchase for a few years, instead of taking out a really big loan? Investing the money that you have saved from it will allow you earn, and revisit the purchase in the future when you have a more ready form of cash-in-hand.
Look into a more tangible form of savings
Know that having all your money in the bank will not help you in a major way. Your goal of achieving financial freedom cannot come from just the compound interest of your savings accounts. Look at properties or other forms of investment if you want to grow your savings.
https://www.thestar.com.my/lifestyle/living/2020/01/03/saving-money-is-not-about-how-much-you-make-but-how-much-you-keep
Pola potensi sudah betul. Tetapi nama perniagaan yang kurang baik menyebabkan stress. Jadi, untuk perihal perniagaan bukan semata2 atau sekadar lihat elemen diri atau pola potensi. Tetapi nama perniagaan, lokasi premis, barangan jualan dan sebagainya. Dapatkan sesi konsultansi perniagaan bersama Dato Eddy Rosyadie (017 769 7946) |
Pola potensi yang sudah direalisasikan. Kadang kala kita ini sudah betul buat sesuatu perniagaan cuma ragu-ragu dengan jenis perniagaan tersebut. Apakah betul perniagaan itu? Jadi, diperiksa pula dengan kaedah pernomboran bersama Dato Eddy Rosyadie untuk mengesahkannya. Dapatkan sesi konsultansi perniagaan bersama Dato Eddy Rosyadie (berjumpa/ online secara Whatsapp atau Telegram) di 017 769 7946. |
Profil usahawan ada berbagai jenis. Ada yang menjadi usahawan pengeluar, ada yang jadi usahawan pemasaran (marketing), ada yang kedua2nya, ada yang tiada potensi pemasaran (marketing). Ini boleh diperiksa menggunakan kaedah pernomboran Dato Eddy Rosyadie. Apakah profil usahawan anda? Apakah pengeluar/ operasi? Apakah pemasaran dan sebagainya. |